By taking advantage of our flexible finance solutions, you’ll enjoy a seamless and stress-free route to full vehicle ownership.
Buying online with DS Dalgleish is easy. Just follow four simple steps.
This will depend on your credit score and/or your ability to make the payments. If you satisfy one or both criteria, you’ll likely be accepted for car finance.
If you have bad credit, you’re more likely to be accepted for PCP than for, say, leasing because it allows lenders to adjust the rate of interest to protect their risk. This means that if you get financing, you could incur higher interest rates.
It stands for annual percentage rate and it includes interest charged on financing (such as a PCP agreement) and any additional fees.
It depends on your credit history. A good credit score will mark you out as a risk-free proposition. On the other hand, a poor credit score might make lenders feel like they’re taking a risk, and if accepted, you may find that you’re required to pay higher interest rates.
It tends to be easier to get a HP agreement than a PCP agreement if you have bad credit because the value of the loan is secured against the car. However, if you miss payments, the lender could possess the vehicle to settle your debt.
APR (annual percentage rate) includes interest rates and any additional charges.
A soft credit search is used to check your eligibility for finance and it doesn’t affect your credit history.
A hard credit search is undertaken if you decide to apply for financing. It will show up on your credit history, and possibly adversely affect it if you already have a poor score.
We have trained finance specialists within all of our dealerships who pride themselves in offering outstanding customer service and assisting customers in finding the right funding solution to suit their pocket and individual circumstances.
With clear agreements and competitive finance packages available to suit your needs, we're confident we can help you get something special on your driveway.
Finding the right purchasing agreement is as important as selecting the right vehicle.
With this in mind, we have designed a number of attractive finance packages to make things that much easier.